← Back to Home

Terms & Conditions

Last updated: July 2026

1. Acceptance of Terms

By using this website or availing our services, you agree to these Terms & Conditions. If you do not agree, please do not use this website.

2. Nature of Our Services

Mallesh Loan Services is a loan consultancy / facilitation service. We are not a bank or NBFC — we do not lend money directly. We understand your loan requirement and assist you in obtaining a loan through suitable banks / financial institutions.

3. Loan Approval

Loan approval, loan amount, interest rate and other terms depend entirely on the decision of the concerned bank / financial institution. We cannot guarantee that a loan will be approved.

4. Interest Rates and Charges

Interest rates mentioned on this website are indicative only. Actual rates may vary based on bank policies, your credit profile and market conditions. Any fees / charges will be clearly communicated in advance.

5. EMI Calculator

The EMI calculator on our website is for estimation purposes only. The actual EMI may differ based on the interest rate and terms decided by the bank.

6. Your Responsibilities

  • All details and documents you provide must be true and accurate.
  • You are responsible for any consequences arising from false information.
  • Read the bank's terms carefully before taking a loan.

7. Limitation of Liability

Mallesh Loan Services shall not be liable for any direct or indirect losses arising from the decisions, delays or services of banks / financial institutions. You are responsible for decisions taken based on the information on this website.

8. Intellectual Property

The content, logo and design on this website belong to Mallesh Loan Services. Copying without permission is prohibited.

9. Governing Law

These terms are governed by the laws of India. Any disputes shall be subject to the jurisdiction of the courts at Mancherial, Telangana.

10. Contact Us